Licensed Independent Mortgage Broker Serving British Columbia
Access your home equity tax-free. No monthly payments required. Stay in your home for life. Serving Vancouver, Surrey, Kelowna, Victoria, Langley & all BC communities.
Free consultation • No obligation • Remote & in-person meetings available
Trusted Lenders & Regulatory Bodies We Work With
British Columbia has some of Canada's highest home values, making reverse mortgages an attractive option for homeowners 55+ to access their equity without selling or moving.
BC home values have grown significantly, with average prices in Metro Vancouver exceeding $1.2M. Your home equity is a valuable retirement asset.
Over 500,000 British Columbians are 65+, and many are equity-rich but cash-poor. Reverse mortgages provide financial flexibility without leaving your home.
All reverse mortgage brokers in BC must be licensed by the BC Financial Services Authority, ensuring consumer protection and professional standards.
A simple, transparent 5-step process
We talk through your situation, goals, and any concerns — openly and honestly.
I provide a personalized estimate based on your age, home value, and location.
If you decide to proceed, we complete the application with the lender.
You'll meet with a lawyer (required by law) to ensure you understand the terms.
Once approved, you receive your funds and can use them as you see fit.
The entire process typically takes 6-8 weeks from application to funding, depending on your situation and the lender.
From the Lower Mainland to the Okanagan, Vancouver Island to the Interior — we serve homeowners throughout BC with remote consultations and in-person meetings.
675,000+ residents
Avg. Home Value
$1.2M+
600,000+ residents
Avg. Home Value
$1.1M+
250,000+ residents
Avg. Home Value
$1.0M+
210,000+ residents
Avg. Home Value
$1.3M+
145,000+ residents
Avg. Home Value
$850K+
155,000+ residents
Avg. Home Value
$950K+
150,000+ residents
Avg. Home Value
$1.3M+
92,000+ residents
Avg. Home Value
$950K+
150,000+ residents
Avg. Home Value
$1.1M+
110,000+ residents
Avg. Home Value
$1.2M+
100,000+ residents
Avg. Home Value
$650K+
100,000+ residents
Avg. Home Value
$750K+
Don't see your city? We serve all BC communities, including smaller towns and rural areas.
Call to Discuss Your Location
Kiki Berg
Licensed Mortgage Broker
Blue Butterfly Mortgages
Hi, I'm Kiki — and I've spent the last 18 years helping Canadians navigate some of the most important financial decisions of their lives. I'm a licensed mortgage broker and a Life & Legacy Planning coach, which means I don't just look at numbers — I look at the whole picture.
Reverse mortgages are one of the most misunderstood financial tools available to Canadians 55+. I've seen them transform lives — giving people the freedom to stay in their homes, support their families, and retire with dignity. I've also seen them used poorly. That's why I take the time to make sure every client truly understands what they're getting into.
I'm an independent broker, which means I'm not tied to any single lender. My loyalty is to you — not a bank. And yes, my own father has a reverse mortgage. This work is personal to me.
I've dedicated my entire career to retirement financial transitions — reverse mortgages, estate planning, and long-term care decisions. Not a generalist. A specialist.
I work with people in their 50s through 80s, and I also support adult children navigating difficult decisions about aging parents.
I'm not tied to one lender. I work with multiple providers to find the right fit for your situation — or to tell you if a reverse mortgage isn't the answer.
Reverse mortgages are tools, not solutions for everyone. I'll help you understand if it fits your goals — or if there's a better path forward.
Personal perspective: My own father has a reverse mortgage. I'm always keenly aware of inheritance and long-term consequences. This isn't just business for me — it's personal.
Kiki Berg · Blue Butterfly Mortgages · Abbotsford, BC
Robert & Carol T.
Langley, BC
“We had heard so many scary things about reverse mortgages and almost didn't call. Kiki completely changed our perspective. She was honest, knowledgeable, and had no pressure whatsoever. She walked us through every detail and made sure we understood before we signed anything. Best financial decision we've made in retirement.”
Patricia L.
Chilliwack, BC
“After my husband passed, I was struggling to keep up with expenses on a fixed income. A friend referred me to Kiki and it changed everything. She was compassionate, patient, and genuinely cared about my situation. Thanks to her guidance I can stay in my home and live comfortably. She is a true professional with a huge heart.”
George & Helen W.
Surrey, BC
“We spent months researching reverse mortgages online and were still confused. One call with Kiki cleared up everything. She explained the CHIP program in a way that finally made sense, compared it to our other options honestly, and never once pushed us toward a decision. We felt completely supported throughout.”
Robert & Carol T.
Langley, BC
“We had heard so many scary things about reverse mortgages and almost didn't call. Kiki completely changed our perspective. She was honest, knowledgeable, and had no pressure whatsoever. She walked us through every detail and made sure we understood before we signed anything. Best financial decision we've made in retirement.”
Everything you need to know about reverse mortgages in Canada — whether you're a homeowner or an adult child with concerns about inheritance.
Have more questions? Let's talk
No pressure. No obligation. Just clarity.
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